:root{--navy:#101f4f;--blue:#1636b8;--blue-bright:#3f56df;--coral:#ff6b4a;--cream:#fff8ee;--paper:#fff;--ink:#16191f;--muted:#646976;--line:#dfe2eb;--mint:#dff5ee;--shadow:0 14px 35px #101f4f1f;--shell:1220px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--paper);margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.55}img{max-width:100%;display:block}a{color:inherit}button,input,textarea{font:inherit}.shell{width:min(calc(100% - 40px), var(--shell));margin-inline:auto}.skip-link{z-index:1000;background:var(--navy);color:#fff;padding:10px 14px;position:fixed;top:8px;left:8px;transform:translateY(-150%)}.skip-link:focus{transform:translateY(0)}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.utility-bar{background:var(--navy);color:#fff;letter-spacing:.02em;font-size:.78rem}.utility-inner{justify-content:space-between;align-items:center;gap:20px;min-height:34px;display:flex}.utility-inner p{margin:0}.utility-inner nav{gap:20px;display:flex}.utility-inner a{text-decoration:none}.utility-inner a:hover{text-decoration:underline}.site-header{z-index:20;border-bottom:1px solid var(--line);background:#fff;position:relative}.header-main{grid-template-columns:320px 1fr;align-items:center;gap:60px;min-height:98px;display:grid}.brand{width:310px;display:inline-flex}.brand img{width:100%;height:auto}.header-search{border:2px solid var(--navy);border-radius:999px;justify-self:end;width:min(100%,440px);display:flex;overflow:hidden}.header-search input{border:0;outline:0;width:100%;padding:12px 18px}.header-search button{background:var(--blue);color:#fff;cursor:pointer;border:0;width:52px;font-size:1.5rem}.menu-button{background:0 0;border:0;width:42px;height:42px;padding:9px;display:none}.menu-button span{background:var(--navy);border-radius:2px;height:3px;margin:5px 0;display:block}.category-nav{border-top:1px solid var(--line)}.nav-scroll{scrollbar-width:none;align-items:center;gap:0;display:flex;overflow-x:auto}.nav-scroll a{color:var(--navy);text-transform:uppercase;letter-spacing:.035em;border-bottom:4px solid #0000;flex:none;padding:13px 14px 11px;font-size:.82rem;font-weight:800;text-decoration:none}.nav-scroll a:hover,.nav-scroll a:focus-visible{color:var(--blue);border-color:var(--coral)}.mobile-panel{display:none}.promo-strip{background:var(--coral);color:#fff}.promo-strip .shell{text-align:center;justify-content:center;align-items:center;gap:8px;min-height:42px;font-weight:700;display:flex}.promo-strip 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1fr;align-items:center;gap:34px;display:grid}.article-card-feature .card-copy{padding:20px 0}.article-card-feature .card-copy h3{font-size:clamp(2rem,4vw,3.6rem)}.article-card-feature .card-copy p{font-size:1.08rem}.spotlight{grid-template-columns:1.1fr .9fr;align-items:center;gap:50px;display:grid}.spotlight-image{position:relative}.spotlight-image img{aspect-ratio:4/3;object-fit:cover;width:100%;box-shadow:20px 20px 0 var(--coral)}.spotlight-copy .eyebrow{color:#aab7ff}.spotlight-copy h2{letter-spacing:-.055em;margin:12px 0 20px;font-size:clamp(2.5rem,5vw,4.6rem);line-height:.98}.spotlight-copy p{color:#e1e5f3;font-size:1.08rem}.spotlight-copy .button{background:var(--coral);border-color:var(--coral);margin-top:10px}.category-band{padding:62px 0}.category-band:nth-child(2n){background:#f7f7fb}.category-intro{grid-template-columns:1fr 1fr;align-items:end;gap:30px;margin-bottom:28px;display:grid}.category-intro h2{color:var(--navy);letter-spacing:-.04em;margin:0;font-size:2.55rem}.category-intro p{color:var(--muted);margin:0}.newsletter-box{background:var(--cream);border:2px solid var(--navy);box-shadow:12px 12px 0 var(--blue);grid-template-columns:1fr 1.1fr;align-items:center;gap:40px;padding:44px;display:grid}.newsletter-box h2{color:var(--navy);margin:0 0 12px;font-size:2.4rem;line-height:1}.newsletter-box p{margin:0}.newsletter-box form{display:flex}.newsletter-box input{border:2px solid var(--navy);flex:1;min-width:0;padding:14px 16px}.newsletter-box button{border-radius:0}.category-hero{background:var(--cream);padding:58px 0 42px}.category-hero-grid{grid-template-columns:.75fr 1.25fr;align-items:center;gap:42px;display:grid}.category-hero h1{color:var(--navy);letter-spacing:-.07em;margin:0;font-size:clamp(3.4rem,8vw,6.6rem);line-height:.9}.category-hero p{color:#4d5360;font-size:1.18rem}.category-feature{padding:46px 0 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strong{color:var(--coral);letter-spacing:.08em;text-transform:uppercase;font-size:.72rem}.pick-card h3{margin:10px 0;font-size:1.15rem}.pick-card p{color:#535967;margin:0 0 18px;font-size:.88rem;line-height:1.45}.pick-card .button{margin-top:auto;padding:9px 10px;font-size:.78rem}.check-list{padding:0;list-style:none}.check-list li{margin:0 0 15px;padding-left:31px;position:relative}.check-list li:before{content:"✓";color:var(--blue);font-family:Arial,sans-serif;font-weight:900;position:absolute;top:0;left:0}.avoid-list li:before{content:"×";color:var(--coral);font-size:1.35rem}.verdict{background:var(--mint);border:2px solid var(--navy);padding:28px}.verdict h2{margin-top:0}.faq details{border-top:1px solid var(--line)}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;color:var(--navy);padding:18px 0;font-family:Arial,Helvetica,sans-serif;font-weight:800}.faq details 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h2{color:var(--navy);margin-top:40px;font-size:1.85rem;line-height:1.1}.content-page article p,.content-page article li{color:#3f4552}.content-page article a{color:var(--blue)}.policy-meta{color:var(--muted);font-size:.88rem}.contact-cards{grid-template-columns:1fr 1fr;gap:18px;margin:30px 0;display:grid}.contact-card{background:var(--cream);border:1px solid #eadcc8;padding:24px}.contact-card h2{margin-top:0!important}.search-page{padding:60px 0 90px}.search-page h1{color:var(--navy);font-size:3.4rem}.search-form-large{max-width:760px;margin:24px 0 46px;display:flex}.search-form-large input{border:2px solid var(--navy);flex:1;min-width:0;padding:16px}.empty-state{background:var(--cream);padding:30px}.site-footer{background:var(--navy);color:#fff;padding-top:58px}.footer-grid{grid-template-columns:1.6fr repeat(3,1fr);gap:50px;display:grid}.footer-brand img{background:#fff;width:245px;padding:10px}.footer-brand p{color:#d9def0;max-width:420px}.footer-brand a{color:#fff}.site-footer h2{letter-spacing:.1em;text-transform:uppercase;margin-top:0;font-size:.85rem}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer li{margin-bottom:9px}.site-footer a{color:#fff;text-underline-offset:3px;text-decoration-color:#8895d8}.footer-bottom{color:#c1c8e2;border-top:1px solid #44517c;justify-content:space-between;gap:30px;margin-top:50px;padding:22px 0 30px;font-size:.76rem;display:flex}.footer-bottom p{margin:0}@media (width<=980px){.header-main{grid-template-columns:260px 1fr;gap:25px}.brand{width:255px}.hero-grid{grid-template-columns:1fr 1.1fr;min-height:480px}.hero-copy{padding-right:30px}.card-grid{grid-template-columns:repeat(2,1fr)}.card-grid-3{grid-template-columns:repeat(3,1fr)}.article-layout{grid-template-columns:minmax(0,1fr)}.article-sidebar{display:none}.footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}}@media (width<=700px){.shell{width:min(calc(100% - 28px), var(--shell))}.utility-inner{justify-content:center;min-height:30px}.utility-inner nav{display:none}.header-main{grid-template-columns:42px 1fr 42px;gap:9px;min-height:72px}.menu-button{display:block}.brand{justify-self:center;width:min(100%,220px)}.header-search{border:0;justify-self:end;width:42px}.header-search input{opacity:0;width:1px;height:1px;position:absolute}.header-search button{width:42px;height:42px;color:var(--navy);background:0 0;padding:0}.category-nav{display:none}.mobile-panel{border-bottom:5px solid var(--coral);box-shadow:var(--shadow);background:#fff;padding:20px;display:none;position:absolute;top:102px;left:0;right:0}.mobile-panel[data-open]{display:block}.mobile-links{grid-template-columns:1fr 1fr;gap:0;display:grid}.mobile-links a{border-bottom:1px solid var(--line);color:var(--navy);padding:10px;font-weight:800;text-decoration:none}.hero-grid{flex-direction:column;min-height:auto;display:flex}.hero-copy{padding:46px 0 36px}.hero h1{font-size:3.55rem}.hero-media{order:-1;height:340px;margin-inline:-14px}.section{padding:48px 0}.section-heading{align-items:center}.section-heading h2{font-size:2.2rem}.section-heading a{font-size:.72rem}.card-grid,.card-grid-3{grid-template-columns:1fr 1fr;gap:26px 14px}.card-copy h3{font-size:1rem}.byline{font-size:.66rem}.article-card-feature,.spotlight{grid-template-columns:1fr}.article-card-feature .card-copy h3{font-size:2rem}.spotlight-image img{box-shadow:10px 10px 0 var(--coral)}.spotlight-copy h2{font-size:2.55rem}.category-intro{grid-template-columns:1fr;gap:10px}.category-band{padding:45px 0}.newsletter-box{box-shadow:7px 7px 0 var(--blue);grid-template-columns:1fr;padding:28px 22px}.newsletter-box form{flex-direction:column;gap:8px}.category-hero-grid{grid-template-columns:1fr;gap:22px}.category-hero{padding-top:38px}.category-hero h1{font-size:4.2rem}.article-header{padding-top:10px}.article-header h1{font-size:3rem}.article-dek{font-size:1.05rem}.article-hero{width:100%;margin-bottom:34px}.article-hero img{aspect-ratio:4/3}.article-layout{width:min(100% - 28px,1140px)}.article-body{font-size:1.05rem}.article-body h2{font-size:1.85rem}.pick-grid{grid-template-columns:1fr}.content-page-grid{grid-template-columns:1fr;gap:30px;width:min(100% - 28px,980px)}.content-page aside{position:static}.content-page aside img{width:210px}.contact-cards{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:38px 26px}.footer-brand{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{flex-direction:column}}@media (width<=430px){.card-grid,.card-grid-3{grid-template-columns:1fr}.hero h1{font-size:3.15rem}.footer-grid{grid-template-columns:1fr}}